Commercial Insurance
Surety Bonds in California
California requires surety bonds for contractors, auto dealers, mortgage brokers, notaries, and dozens of other professions. WeInsureCali helps you obtain the bonds you need quickly and at competitive rates so you can focus on running your business.
What Is Covered
Coverage at a Glance
Contractor License Bonds
Required by the California Contractors State License Board (CSLB) for all licensed contractors. Currently set at $25,000 for most classifications.
Performance Bonds
Guarantees that a contractor will complete a project according to the contract terms. Often required for government projects and large commercial contracts.
Payment Bonds
Guarantees that a contractor will pay subcontractors, laborers, and material suppliers. Required on most public works projects in California.
License and Permit Bonds
Required by various California agencies for auto dealers, mortgage brokers, notaries, and other licensed professionals to operate legally.
Court Bonds
Required by courts for various legal proceedings, including appeal bonds, fiduciary bonds, and guardianship bonds.
Fidelity Bonds
Protects your business from employee theft and dishonesty. Covers losses from embezzlement, forgery, and other fraudulent acts by employees.
California Context
Why This Matters in California
California requires surety bonds for hundreds of professions and business activities. Operating without a required bond can result in license revocation, fines, and legal liability.
All California licensed contractors must maintain a $25,000 contractor license bond with the CSLB. Without it, your license is suspended and you cannot legally perform contractor work.
Public works projects in California require both performance and payment bonds for contracts above $25,000. These bonds protect the public agency and ensure the project is completed.
Auto dealer bonds, mortgage broker bonds, and other professional license bonds are required by California regulatory agencies. They protect consumers from fraud and financial harm.
Fidelity bonds are increasingly required by clients who trust your employees with access to their property, finances, or sensitive information. They demonstrate your commitment to accountability.
Pro Tip
Need a contractor license bond fast? We can often issue standard license bonds the same day. Call us at (209) 957-1100 and we will get your bond processed immediately.
Common Questions
Frequently Asked Questions
Related Coverage Options
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