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A California family at home together with a phone, laptop, game console and television

New from Farmers · Powered by Likewize

Protect every screen in the house for $34.99 a month.

Farmers Device Protection covers up to four phones and the laptops, TVs, tablets, consoles and smart home gear you already own. Cracked screens are just $29.

Most families are paying two to three times this to their wireless carrier for phones alone.

$29

Screen replacement, any phone tier

4

Phones per household

$2,500

Per approved claim

$0

Cancellation fee — cancel anytime

Why bother

You are almost certainly overpaying for device protection right now.

Carrier protection plans bill per line. Add a couple of phones and you are at $75 to $85 a month — and your laptop, your TV and the kids’ game console are still not covered by any of it.

Farmers Device Protection takes one flat $34.99 and covers up to four phones plus the electronics already in your home. Same household, one bill, far more covered.

For most Stockton families that is a few hundred dollars a year back in your pocket, for more coverage than you had before.

The local part: you are not calling an 800 number to sign up. You are working with a licensed agent in Stockton who can look at this next to your auto and home policies and tell you honestly whether it is worth it for your household.

Phones + home electronics

What a household pays per month

Farmers Total Device Protection$34.99$420 / yr
Carrier A$74.99$900 / yr
Carrier B$84.99$1,020 / yr

Save $440 – $600 a year

And the competition largely will not cover your home electronics at all, or loss and theft on portable devices.

Comparison of competitor device protection bundles as published by Farmers. Competitor pricing and availability change; your own savings depend on what you carry today.

Pick your plan

Three plans. Most people take the bundle.

Phones only

Mobile Device Protection

$16.99/month

$204 / year· plus tax and fees

Up to 4 mobile phones per household

  • Cracked screens, spills and drops
  • Loss and theft coverage
  • Mechanical and electrical breakdown
  • $29 screen replacements
  • Apple-authorized repair network
Get a Quote
Best Value

Best value — phones + home

Total Device Protection

$34.99/month

$420 / year· plus tax and fees

Up to 4 phones + your home electronics

  • Everything in both other plans
  • Loss and theft on portable electronics
  • Laptops, tablets, TVs, consoles, wearables
  • Smart home devices and routers
  • Deductible waived on a matching Farmers claim
Get a Quote

Home electronics only

Home Device Protection

$19.99/month

$240 / year· plus tax and fees

Laptops, TVs, consoles, tablets and more

  • Accidental damage on portable devices
  • Breakdown coverage on all devices
  • Premium tech support
  • Deductibles from $49
  • Up to $6,000 per 12 months
Get a Quote

What is covered

Basically everything with a screen or a chip

On the Total plan, covered products span your whole household — not a list of serial numbers you have to register one by one.

Phones

Up to four mobile phones per household — cracked screens, liquid spills, drops, theft and breakdowns after the manufacturer warranty ends.

Computers & Tablets

Laptops and desktops (Windows 8+ or Apple OS X 10+), tablets, printers and scanners, plus external hard drives.

TVs & Home Entertainment

LED and LCD televisions, home theater systems, Blu-ray players, and Bluetooth or Wi-Fi enabled speakers.

Gaming

Consoles, handheld gaming devices, pro and elite controllers, and virtual reality headsets.

Wearables & Audio

Smart watches, fitness bands and headphones — including loss and theft on the Total plan.

Smart Home

Video doorbells, thermostats, smart locks, security cameras, routers, streaming devices and robot vacuums.

Not covered: household appliances, non-LED/LCD televisions, professional audio speakers, cosmetic damage that does not affect how the device works, and devices running obsolete operating systems. Full exclusions live in the service contract.

A California living room with a television, games console, laptop, tablet and smart speakers

The part your carrier cannot do

It works with your Farmers policy, not against it.

Your wireless carrier does not know what else you own, and it certainly does not know what your homeowners policy covers. We do — and that changes what this is worth to you.

1

It pays first.

Device Protection is primary coverage, so a cracked laptop does not have to become a homeowners claim on your record.

2

Your deductible gets waived.

If one loss event hits both — say a break-in — and you file on your Farmers, GroupSelect, Foremost, Foremost Signature or Toggle policy too, Likewize waives its deductible.

3

One agent, one office.

Renters, home, condo, mobile home or dwelling fire — we already know what you carry, so we can tell you where this actually fills a gap.

A woman looking at the cracked screen of her phone at home

No surprises

What you pay when something breaks

Phone deductibles are based on what the device is worth. The headline: front or back glass is $29 across every tier — the same whether it is a hand-me-down or the newest flagship.

That is roughly what a single out-of-pocket screen repair costs you today, except you are covered for the next one too.

Phone valueScreen glassOther damageLoss or theft
$0 – $249.99$29$29$39
$250 – $499.99$29$49$59
$500 – $999.99$29$99$150
$1,000 – $1,499.99$29$199$250
$1,500 – $2,500$29$199$300

Everything that is not a phone runs a flat $49 or $99 deductible for accidental damage and breakdowns, depending on the product category, with loss and theft from $39 to $300 by device value. A non-return fee applies if a replaced device is not sent back.

When something goes wrong

Claims, without the runaround

1

File online

Report it to Likewize within 60 days of the incident, then upload your documentation. No phone tree required.

2

Pick your fix

Mail-in repair with a prepaid label, a walk-in repair location, or an in-home tech for TVs — based on the device and where you live.

3

Get it back

Repaired, replaced with a like-kind device, or reimbursed. Every repair and replacement is warranted for 90 days.

Let’s get your devices covered.

Tell us how to reach you and a licensed agent from our Stockton office will walk you through the plan, confirm what qualifies, and get you enrolled. Takes about five minutes.

  • No obligation and no pressure
  • We will tell you if you already have it cheaper
  • Se habla español

Prefer to talk? (209) 957-1100

No obligation. A licensed agent from our Stockton office will follow up within one business day. We never sell your information.

Common questions

Frequently Asked Questions

Related Coverage

Farmers®Device Protection is administered by Likewize Device Protection, LLC (1900 W. Kirkwood Blvd., Suite 1600C, Southlake, TX 76092) and underwritten by Universal Underwriters Insurance Company. The agent is Likewize Agency, LLC, doing business in California as Likewize Insurance Agency, LLC. Coverage is provided through a service contract and insurance policies, and is not a Farmers homeowners, renters or auto policy. Prices shown exclude applicable taxes and fees. Deductibles, coverage limits, eligibility and exclusions apply and vary by product and device value — the complete terms, including the full list of covered products and exclusions, are contained in the service contract and insurance policies available at protect.likewize.com/farmers. Product details on this page are summarized from the Farmers Device Protection Coverage Overview and are subject to change; the program documents control. WeInsureCali — Ryan Turner Insurance and Financial Services, CA License #0G98196.